Terms & Conditions

Please read these terms of use carefully before using or accessing this website. By using or accessing this site, you agree to the terms of use listed below. Using, browsing or reading the website signifies you have read, understood and agree to be bound by the terms. If you do not agree to the terms below, please do not use or access this site.

KoiZai limited reserves the right to review and change any terms by updating this page at its sole discretion. When KoiZai updates the terms, it will use reasonable endeavours to provide you with notice of updates to the terms. Any changes to the terms take immediate effect from the date of their publication. Before you continue, we recommend you keep a copy of the terms for your records.

All contents of, and materials located on this site including but not limited to the text, images and other information herein and their arrangement, are protected by copyright, trademark and other proprietary rights of KoiZai limited, its group of companies and where applicable, the proprietary rights of the relevant third-party providers.

This means that you shall not, without the express written consent of KoiZai, distribute the text or graphics to others or for any unlawful or unauthorised purpose; mirror or include this information on your server or documents, or modify or re-use the text or graphics on this system. KoiZai reserves all other rights. The "KoiZai" logo is a trademark of KoiZai limited. This prohibition does not extend to materials on the website which are freely available for re-use or are in the public domain.

All trademarks, service marks, logos and any other marks whatsoever are used for the benefit of their respective owners and are not intended to infringe the trademark of any such person.

KoiZai or any of its relevant third-party providers (as an intended third-party beneficiary) may enforce its rights against you.

Nothing contained herein shall be construed as conferring by implication, estoppel, or any license or right under any patent, trademark, or proprietary rights of KoiZai or any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any KoiZai copyright.

All information (including, without limitation, specifications, descriptions and prices) appearing in this site may be revised or withdrawn, in whole or in part, at any time without notice and shall not in any event form or constitute part of an offer or terms and conditions of a contract. By using this site, you agree to be bound by any such revisions, and you agree to periodically visit this page to determine the current terms of use to which you are bound.

The information published on this Site is provided without charge as a convenience to visitors, to be used for informational purposes only. It shall not be construed as an offer or solicitation to deal in the funds or products referred to or contained in this site. While KoiZai (which shall include any of its relevant third-party providers) has tried to provide accurate and timely information, there may be inadvertent delays, omissions, technical or factual inaccuracies and typographical errors.

The information on this Site is provided "AS IS" and "AS AVAILABLE" and is provided by a simple summary. KoiZai (which shall include any of its relevant third-party providers) does not warrant the accuracy or completeness of the information, text, graphics, links or other items contained in this site, and KoiZai expressly disclaims liability for errors or omissions in these materials. KoiZai does not commit to updating the information contained in this Site.

All materials and contents found in this Site are strictly for information purposes only. Please make your own assessment of the relevance, accuracy and adequacy of the information contained in this Site. Any opinion or estimate contained in this Site is made on a general basis, and neither KoiZai nor any of its servants or agents have given any consideration to nor have they or any of them made any investigation of the particular need of any user or reader, any specific person or group of persons. Accordingly, KoiZai expressly disclaims all liability for the use or interpretation by others of information contained in this site or for any loss arising, whether directly or indirectly, as a result of the visitor, user, any person or group of persons acting on any information, opinion or estimate contained in this Site. Speculation or stated beliefs about future events, such as market and economic conditions, company or security performance, upcoming product offerings or other projections, are "forward-looking statements" and involve risks and uncertainties. General business, market, economic and political conditions could cause results to differ materially from what we presently anticipate or project.

If you are accessing this site from a jurisdiction outside of Hong Kong, you are responsible for compliance with your jurisdiction's applicable laws and regulations. Please do not access this site if the publication or availability of this site is prohibited in your jurisdiction in any way.

Visitors to this site assume all responsibility and risk for the use of this site. KoiZai and it's affiliates disclaim all warranties representations and endorsements, express of implied with regard to information accessed from or via this site including warranties of title, merchantability, fitness for a particular purpose, non-infringement and freedom from computer virus. KoiZai does not assume any liability of responsibility for the accuracy, completeness, or usefulness of the information disclosed at or accessed through this site. In no event shall KoiZai be liable for any direct, special, indirect or consequential damages or any other damages of whatsoever kind resulting from whatever cause, including but not limited to loss of profits, or loss of data, whether in an action under contract, negligence or strict liability, or otherwise arising out of or in any way connection with the use of performance of the information on, or accessed through this site.

Any hyperlinks to any other websites are not an endorsement or verification of such websites, and such websites should only be accessed at the user's own risk.

This exclusion clause shall take effect to the fullest extent permitted by law.

KoiZai makes no representations whatsoever about any other website which you may access through this Site. When you access a non-KoiZai website, please understand that it is independent from KoiZai and that KoiZai has no control over the content on that website. In addition, a link to a non-KoiZai website does not mean that KoiZai endorses or accepts any responsibility for the content, or the use, of such website, and KoiZai shall not be liable for any accuracy or quality of any such content. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, trojan horses and other items of a destructive nature. KoiZai makes no representation or warranty as to any third-party products.

No hyperlinks to the site or any of the internal or subsidiary pages within the site, or framing of any content in the site, shall be made by anyone unless with the prior consent of KoiZai. Without prejudice to any of its other rights, KoiZai may upon discovering such unauthorised linking or framing disable such links or frames.

By providing information (such as feedback, data, answers, questions, comments, suggestions, plans or ideas) to KoiZai, you agree that such information shall be non-confidential and that KoiZai shall have unlimited rights to use, distribute, reproduce, and disclose such information worldwide as KoiZai deems appropriate, without compensation or acknowledgement of its source. KoiZai shall be free to use any ideas, concepts, know-how or techniques contained in information that you provide to KoiZai through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

KoiZai shall at all times use all reasonable endeavours to keep confidential the personal information provided to KoiZai [including the client's name, bank account information, contact number, address, income, employer particulars, age, marital status and family information] ("Personal Information"), and shall not disclose the same to any third parties not authorised by the clients, except under the compulsion of law. Please refer to the Personal Information Collection Statement in our website. Please access http://www.pcpd.org.hk/ for more information on the Ordinance.

KoiZai shall, subject to data protection principles and all relevant provisions of the Personal Data (Privacy) Ordinance, have the rights to use, distribute, reproduce, and disclose worldwide any information which is not Personal Information, including but not limited to feedback, data, answers, questions, comments, suggestions, plans or ideas etc., for any purposes deemed appropriate by KoiZai, without compensation or acknowledgement of its source. KoiZai shall be free to use any ideas, concepts, know-how or techniques contained in information which you provide to KoiZai through this Site, including but not limited to developing, manufacturing, and marketing products or services incorporating or otherwise based on such information.

This section applies to Authorised users only. You have been provided with Authorised User Access, a Login name ("Login name") and a password ("Password") specific to your access to your login on this Site. KoiZai shall be entitled to disclose the Login name, Password or Account contents to any third party if required to do so by any law, regulation or court order. You shall:

• Be responsible for ensuring the confidentiality of your Account, Login name, Password and Two-Step Authentication if activated.
• Immediately notify KoiZai of any theft or unauthorised use of your Account, login name and Password or any other breach of security.
• Log out of your browser at the end of each of your sessions on the Site.
• Not disclose your Login Name or Password to any third party.
• Be solely responsible for any activities that take place through your Account, Login name or Password and for the contents of your Account.

In no circumstances shall KoiZai be liable to you in any way whatsoever for any loss, damage, costs, or expense incurred by you as a result of, arising out of or in connection with, whether directly or indirectly, the wrongful or fraudulent use of your Account, Login name or Password. You shall have no rights, title, or interests over your Account, Login name or Password. KoiZai or its relevant third-party providers shall be entitled (in its sole discretion and without assigning any reason) to terminate the use of the same at any time whatsoever. Upon such termination, you shall no longer be entitled to use or access your Account, Login name or Password. KoiZai shall not be liable to you or any third party for any termination, deactivation or deletion of your Account, Login name or Password or the contents of the Account.

The Internet is, due to unpredictable traffic congestion and other reasons, an inherently unreliable medium of communication and such unreliability is beyond the control of KoiZai. You acknowledge that, as a result of such unreliability, there may be delays in the transmission and receipt of Instructions and other information, which may result in delays in the execution of Instructions and/or the execution of Instructions at prices different from those prevailing at the time the Instructions were given. You further acknowledge and agree that there are risks of misunderstanding or errors in any communication and that such risk shall be absolutely borne by you. You acknowledge and agree that it will not usually be possible to cancel an Instruction after it has been given.

The Account is made possible by your Dealership, Financial Adviser and KoiZai Limited. You should contact your financial adviser regarding any matters about your Account.

By using and accessing this Site website, you agree that Hong Kong law shall govern such use and access, and you agree to submit to the exclusive jurisdiction of the Hong Kong SAR courts.

The website is published by KoiZai Limited and has not been reviewed by any relevant securities and insurance regulators.